/* Visual authority: production-ref-v41, catalog-card-designs, balance. */
:root{--ink:#27282e;--muted:#555c67;--line:#d8dde3;--surface:#f1f3f5;background:#f1f3f5}
body{background:#f1f3f5;font-size:15px;line-height:1.5}
h1,h2,h3{letter-spacing:0}h1,h2{font-weight:500}h2{font-size:32px;line-height:1.12}
.section{margin-top:72px}.section-head{margin-bottom:24px}
.header{height:70px;position:sticky;top:0;background:#fff;border-bottom:1px solid #e2e5e9;z-index:12}
.header-inner{gap:24px}.desktop-nav{gap:28px;font-size:13px;font-weight:400}
.brand .brand-logo{width:97px;height:32px}.brand{gap:12px}.brand span{font-size:13px;padding-left:12px}
.header .brand-context{display:grid;gap:2px;line-height:16px}
.header .menu-toggle{flex-shrink:0}
.header .brand-context span{padding:0;border:0;line-height:inherit}
.header .brand-title{font-size:13px;font-weight:500}
.header .brand-context .brand-audience,.header .brand-audience span{font-size:11px;font-weight:400;color:var(--muted)}
.header .brand-audience--organization{display:none}
html[data-theme="dark"] .header .brand-audience--personal{display:none}
html[data-theme="dark"] .header .brand-audience--organization{display:inline}
.button{min-height:46px;border:0;border-radius:6px;background:#eef0f3;color:#303943;font-size:13px;line-height:20px;padding:12px 16px;gap:12px;font-weight:600}
.button:hover{background:#e0e5eb;color:#1c293c}.button:active{background:#d4dce6}
.header-inner>.button{min-height:44px;padding:10px 12px}.menu-toggle{border:0;background:#eef0f3;border-radius:8px}
.header-request{display:flex;align-items:center;justify-content:center;width:44px;height:44px;flex-shrink:0;padding:0;border:0;border-radius:8px;background:#eef0f3;color:#303943}.header-request:hover{background:#e0e5eb}.header-request .arrow{width:20px;height:20px}
.page-top{padding-top:28px}.hero{background:#fff;min-height:0;box-shadow:0 18px 48px #1b222914}.hero-copy{padding:0}
.home-hero{gap:24px;min-height:138px}.home-hero .hero-copy{display:grid;grid-template-columns:minmax(0,1fr);row-gap:12px;max-width:none}.home-hero h1{max-width:none;grid-column:1;grid-row:1}
.home-hero p{margin:0;grid-column:1;grid-row:2}
.audience-switch{background:transparent;border:1px solid #dce0e5;border-radius:8px;padding:3px;gap:2px;margin:0;flex-shrink:0}
.audience-switch button{border-radius:5px;min-height:44px;font-size:13px;line-height:20px;padding:8px 12px;color:#555c67;white-space:nowrap}
.audience-switch button[aria-pressed=true]{background:#fff;color:#27282e;box-shadow:0 1px 3px #22222218}
.audience-switch button:hover{background:#e5e8ed;color:#27282e}
.catalog-section{margin-top:64px}.catalog-head{align-items:center;gap:20px;margin-bottom:24px}.catalog-head h2{font-size:32px;font-weight:500;line-height:1.12}
.catalog-controls{display:flex;align-items:center;flex-wrap:wrap;gap:12px;margin-bottom:20px}
.catalog-search{position:relative;flex:0 0 252px;min-width:0;height:44px}
.catalog-search>svg{position:absolute;left:13px;top:13px;width:18px;height:18px;color:#626a76;pointer-events:none}
.catalog-search input{width:100%;height:44px;min-height:44px;padding:10px 42px 10px 40px;border:1px solid #d8dde3;border-radius:8px;background:#fff;color:#27282e;font-size:13px;appearance:none}
.catalog-search input::placeholder{color:#626a76;opacity:1}.catalog-search input::-webkit-search-cancel-button{display:none}
.search-clear{position:absolute;top:0;right:0;width:44px;height:44px;display:flex;align-items:center;justify-content:center;border:0;background:transparent;color:#555c67}
.search-clear svg{width:16px;height:16px}
.filter-row{margin:0;gap:4px;flex:1;min-width:0}.filter{min-height:44px;font-size:12px;font-weight:500;line-height:18px;padding:10px 11px;background:transparent;border-color:#dce0e5;border-radius:8px}
.filter[aria-pressed=true]{background:#27282e;border-color:#27282e;color:#fff}.filter:hover{background:#e8ebef;border-color:#c5ccd5}.filter[aria-pressed=true]:hover{background:#34363d}
.filter-rail{display:flex;align-items:center;gap:4px;flex:1;min-width:0}.filter-rail .filter-row{flex:1 1 0;flex-wrap:nowrap;overflow-x:auto;scrollbar-width:none;overscroll-behavior-x:contain}.filter-row::-webkit-scrollbar{display:none}.filter-rail .filter{flex:0 0 auto;white-space:nowrap}.filter-rail .filter:focus-visible{outline-offset:-3px}.filter-nav{display:flex;align-items:center;justify-content:center;flex:0 0 44px;width:44px;height:44px;padding:0;border:0;background:transparent;border-radius:6px;color:#555c67}.filter-nav:hover{background:#e5e8ed}.filter-nav:disabled{color:#acb2bb;background:transparent}.filter-nav .arrow{width:18px;height:18px}
.catalog-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}
.catalog-more{display:flex;justify-content:center;margin-top:24px}.catalog-more .button{min-width:200px;background:#fff;border:1px solid #d8dde3}.catalog-more .button:hover{background:#e8ebef;border-color:#b7c1ce}.catalog-more .button:active{background:#d4dce6}
.direction-card{display:grid;grid-row:span 5;grid-template-rows:subgrid;grid-template-columns:minmax(0,1fr) 184px;column-gap:20px;row-gap:0;min-width:0;padding:24px;border:1px solid #d8dde3;border-radius:8px;background:#fff;color:#27282e;position:relative;box-shadow:none}
.direction-card:hover,.direction-card:focus-within{border-color:#b7c1ce;box-shadow:0 8px 22px #26364a0c;color:#27282e}
.card-body{display:contents}
.card-tag{grid-column:1;grid-row:1;align-self:start;justify-self:start;max-width:100%;margin:0 0 12px;padding:4px 8px;border-radius:5px;background:#f2f3f5;color:#545c68;font-size:11px;line-height:16px;font-weight:500}
.direction-card h3,.catalog-grid .direction-card h3{grid-column:1;grid-row:2;min-height:0;max-width:none;margin:0 0 10px;font-size:20px;line-height:26px;font-weight:600;align-self:start;overflow-wrap:normal}
.direction-card p{grid-column:1;grid-row:3;min-height:0;max-width:none;margin:0;font-size:14px;line-height:22px;color:#555c67;align-self:start}
.direction-card .card-image{display:block;position:relative;grid-column:2;grid-row:1/-1;align-self:center;justify-self:center;width:138px;height:138px;max-width:none;margin:0;object-fit:contain;pointer-events:none}
.card-footer{grid-column:1;grid-row:4/span 2;display:flex;align-items:start;align-self:start;min-height:68px;margin:0;padding:24px 0 0}
.card-action{display:inline-flex;align-items:center;justify-content:center;gap:12px;min-height:44px;padding:10px 12px;border:0;border-radius:6px;background:#eef0f3;color:#303943;font-size:13px;line-height:20px;font-weight:600}
.card-action:hover{background:#e0e5eb;color:#1c293c}.card-action:active{background:#d4dce6}.card-action svg{width:18px;height:18px}
.catalog-empty{padding:32px 24px;border:1px solid #d8dde3;border-radius:8px;background:#fff;text-align:center}.catalog-empty p{margin:12px auto 20px;color:#555c67;font-size:14px}
.variant[id]{scroll-margin-top:24px}.variant:target{border-color:#a7b2bf}
.mechanisms{gap:48px;border-color:#d8dde3}.mechanisms h2{font-size:28px}.mechanism-list h3{min-height:44px}.need{background:#fff;border-color:#d8dde3;border-radius:8px}
.service,.service.compact{display:block;padding:0;border-radius:0;background:transparent}.service-intro h2{font-size:32px}.service-intro>p{margin-top:16px;max-width:680px}.service-list{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px;margin-top:24px}
.service-item{display:block;background:#fff;border:1px solid #d8dde3;border-radius:8px;padding:24px}.service-item>svg{margin:0 0 20px}.service-item h3{font-size:18px;min-height:48px}.service-item p{font-size:14px;line-height:22px}
.steps{gap:24px}.steps h3{font-size:17px;line-height:23px;min-height:46px}.steps p{font-size:14px;line-height:22px}
.faq-layout{display:block}.faq-layout h2{max-width:none;margin-bottom:24px}.faq-item{background:#fff;border:1px solid #d8dde3;border-radius:8px;margin-top:10px;padding:0 22px}.faq-item:last-child{border-bottom:1px solid #d8dde3}.faq-item summary{min-height:64px;padding:18px 0}.faq-item p{max-width:900px;line-height:23px;padding-bottom:22px}
.final-cta{background:#fff;border:1px solid #d8dde3;border-radius:8px;padding:28px 32px}.final-cta h2{font-size:28px}.final-cta p{font-size:14px}
.footer{background:#fff;margin-top:72px;padding-top:32px}.footer-links{font-size:12px}.legal-note{font-size:11px}
.direction-heading{display:flex;align-items:center;justify-content:space-between;gap:24px;margin-bottom:20px}.direction-heading .breadcrumbs{margin:0}.direction-heading .audience-switch{margin:0}
.direction-hero .hero-copy{max-width:820px}.direction-hero h1{font-weight:500}.direction-hero p{margin-top:14px}.subnav{gap:24px}
.variant{background:#fff;border-color:#d8dde3;border-radius:8px;padding:24px}.variant h3{font-size:20px;line-height:26px;min-height:52px}.variant button{align-self:flex-start;margin-top:24px;padding:10px 12px;min-height:44px;border-radius:6px;background:#eef0f3;color:#303943}.variant button:hover{background:#e0e5eb}.variant p{font-size:14px;line-height:22px}
.limits-section{background:#fff;border:1px solid #d8dde3;border-radius:8px;padding:32px}.content-row{border-color:#d8dde3}.comparison th{background:#e8ecef}.comparison td{background:#fff;border-color:#d8dde3}.group-panel,.documents{background:#fff;border-radius:8px;border-color:#d8dde3}.intro .lead{font-size:20px}.documents h2{font-size:26px}
.modal{border-radius:12px}.modal .audience-switch{background:#f1f3f5}.modal .form-actions .button{background:#d92433;color:#fff}.modal .form-actions .button:hover{background:#b71d2a}.form-status{background:#f1f3f5}
@media(min-width:1280px){.direction-card{grid-template-columns:minmax(0,1fr) 224px}.direction-card .card-image{width:168px;height:168px}.direction-card h3,.catalog-grid .direction-card h3{font-size:22px;line-height:28px}}
@media(max-width:1100px){.home-hero .hero-art{display:none}.direction-heading{align-items:flex-start;flex-direction:column;gap:12px}.catalog-head{flex-wrap:wrap}.service-item{padding:20px}.service-item h3{font-size:17px;min-height:44px}}
@media(max-width:1024px){.direction-card{grid-template-columns:minmax(0,1fr);grid-row:span 4;padding:20px}.direction-card .card-image{display:none}.card-footer{grid-row:4;min-height:0;align-self:end;padding-top:24px}.service-item h3{min-height:66px}.mechanisms{gap:28px}}
@media(max-width:900px){.wrap{width:calc(100% - 32px)}.header{height:70px}.section{margin-top:60px}.catalog-section{margin-top:52px}.catalog-search{flex-basis:240px}.filter-row{flex-basis:100%}.variant h3{min-height:78px}.catalog-head{align-items:flex-start}.audience-switch button{font-size:12px}}
@media(width < 768px){.catalog-grid{grid-template-columns:minmax(0,1fr)}.direction-card{display:flex;flex-direction:column;grid-row:auto;padding:0;gap:0}.card-body{display:block;padding:20px 20px 0}.card-tag{display:inline-block;max-width:100%;margin-bottom:12px}.direction-card h3,.catalog-grid .direction-card h3{font-size:20px;line-height:26px;margin-bottom:10px;text-wrap:wrap;overflow-wrap:anywhere}.card-footer{display:flex;padding:24px 20px 20px;margin:0;min-height:0}.catalog-head{gap:16px}.catalog-head .audience-switch{width:auto;max-width:100%}.catalog-search{flex:1 1 100%}.service-list{grid-template-columns:1fr}.service-item{display:flex;gap:16px}.service-item>svg{margin:3px 0 0}.service-item h3{min-height:0;font-size:17px}.variant h3{min-height:0}.variant button{margin-top:20px}.mechanisms h2{max-width:none}.final-cta{padding:24px}.direction-heading .audience-switch{width:auto;max-width:100%}}
@media(max-width:700px){.catalog-head h2,h2,.service-intro h2{font-size:27px}.catalog-head{flex-direction:column}.steps h3{font-size:16px}.faq-item{padding:0 20px}}
@media(max-width:640px){.wrap{width:calc(100% - 24px)}.page-top{padding-top:12px}.section{margin-top:52px}.catalog-section{margin-top:52px}.brand .brand-logo{width:97px;height:32px}.brand span{font-size:12px}.header-inner{gap:16px}.hero{padding:20px}.hero .button{width:100%}.home-hero p{margin-top:12px}.catalog-controls{gap:12px}.filter-row{gap:4px}.filter{font-size:11px;padding:9px 10px;flex:0 1 auto}.catalog-head .audience-switch{width:100%}.audience-switch button{flex:1;white-space:normal;font-size:11px;padding:8px}.mechanism-list h3{min-height:0}.steps{gap:28px 20px}.steps p{font-size:13px;line-height:21px}.service-intro>p{font-size:14px}.footer{margin-top:52px}.final-cta h2{font-size:26px}.final-cta{padding:24px 20px}.direction-heading .audience-switch{width:100%}.limits-section{padding:24px 20px}.intro .lead{font-size:18px}.subnav{gap:0 18px}.documents h2{font-size:23px}}
@media(max-width:560px){.catalog-head h2,h2,.service-intro h2{font-size:25px}.mechanisms h2{font-size:25px}}
@media(max-width:900px){.filter-rail{flex-basis:100%}}
@media(max-width:640px){.header{height:56px}}
@media(max-width:360px){.header-inner{gap:12px}}
@media(max-width:1100px){.header-request{display:none}}
@media(max-width:760px){.home-hero .hero-copy{display:block}.home-hero p{margin-top:12px}}
/* Separate content with spacing and surfaces, without decorative rules. */
.header,.mobile-nav,.footer,.legal-note,.subnav,.mechanisms,.steps li,.rows,.content-row,.claim-steps li,.scenario-grid,.scenario-card{border:0}
/* Picture selects tiny responsive assets without adding a layout wrapper. */
.illustration{display:contents}
/* Source selection is nonvisual: source boxes must not become grid/flex items. */
.illustration>source{display:none}
html[data-illustration-audience="organization"] [data-audiences]:not([data-audiences~="organization"]){display:none!important}
/* Let each row share its actual heading and description heights. */
@media(min-width:768px){.variant{display:grid;grid-row:span 4;grid-template-rows:subgrid;row-gap:0}.variant h3{grid-row:1;min-height:0}.variant p{grid-row:2}.variant button{grid-row:3;justify-self:start;align-self:start}.variant .estimate-variant-link{grid-row:4;align-self:start}}

/* Shared selection controls precede both sets of results. Their DOM order follows the audience. */
.catalog-head{display:block;margin-bottom:28px}
.catalog-head .audience-switch--prominent{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));width:min(480px,100%);max-width:100%;padding:4px;gap:4px;border-radius:12px;background:#e8ebef}
.catalog-head .audience-switch--prominent button{display:flex;align-items:center;justify-content:center;min-width:0;min-height:54px;padding:12px;font-size:16px;line-height:22px;font-weight:500;border-radius:8px;white-space:normal;color:#555c67;background:transparent}
.catalog-head .audience-switch--prominent button:hover{background:#dce1e7;color:#27282e}
.catalog-head .audience-switch--prominent button[aria-pressed="true"]{background:#27282e;color:#fff;font-weight:600;box-shadow:none}
.catalog-head .audience-switch--prominent button[aria-pressed="true"]:hover{background:#353940}
@media(max-width:540px){.catalog-head .audience-switch--prominent{width:100%}.catalog-head .audience-switch--prominent button{font-size:14px;line-height:20px;padding:12px 8px}}
.catalog-section{scroll-margin-top:94px}
.catalog-results{display:grid;grid-template-columns:minmax(0,1fr);gap:64px;margin-top:28px}
.catalog-results>.health-scenarios{margin-top:0}
.catalog-directions{min-width:0}
.catalog-directions h2{font-size:32px;line-height:1.2}

/* One reading surface for the three forms of protection. */
.mechanisms{display:block;padding:40px;background:#fff;border-radius:16px}
.mechanisms h2{max-width:none;font-size:32px;line-height:1.2;margin-bottom:32px}
.mechanism-list{gap:32px}
.mechanism-list>div{min-width:0;display:grid;grid-row:span 3;grid-template-rows:subgrid;align-content:start;row-gap:16px}
.mechanism-list .line-icon{width:28px;height:28px;margin:0;color:var(--action)}
.mechanism-list h3{min-height:0;font-size:20px;line-height:28px;text-wrap:balance}
.mechanism-list p{margin:0;font-size:14px;line-height:23px;color:var(--muted)}

/* FINLEO block: the approved 2+3 composition from Osnova, adapted to this site's available features. */
.finleo-overview{scroll-margin-top:94px}
.finleo-overview>header{margin-bottom:24px}
.finleo-overview h2{font-size:32px;line-height:1.2}
.finleo-overview>header p{max-width:65ch;margin-top:12px;font-size:15px;line-height:24px;color:var(--muted)}
.finleo-benefits{display:grid;grid-template-columns:repeat(6,minmax(0,1fr));gap:16px}
.finleo-benefit{grid-column:span 2;display:grid;grid-row:span 2;grid-template-rows:subgrid;row-gap:10px;min-width:0;padding:20px;background:#fff;border-radius:8px}
.finleo-benefit:nth-child(-n+2){grid-column:span 3}
.finleo-benefit h3{font-size:18px;line-height:26px;font-weight:600;min-height:0}
.finleo-benefit p{font-size:14px;line-height:22px;margin:0;color:var(--muted)}
@media(max-width:1024px){.mechanisms{padding:32px}.mechanism-list{gap:24px}}
@media(max-width:900px){.catalog-results{gap:52px}.finleo-benefit{grid-column:span 3}.finleo-benefit:last-child{grid-column:1/-1}}
@media(width < 768px){.mechanisms{padding:28px 24px}.mechanisms h2{font-size:28px;margin-bottom:28px}.mechanism-list{grid-template-columns:minmax(0,1fr);gap:28px}.mechanism-list>div{grid-row:auto;grid-template-columns:28px minmax(0,1fr);grid-template-rows:auto auto;column-gap:16px;row-gap:8px}.mechanism-list .line-icon{grid-column:1;grid-row:1/span 2;margin-top:2px}.mechanism-list h3,.mechanism-list p{grid-column:2}.mechanism-list h3{font-size:18px;line-height:26px;text-wrap:wrap}.catalog-section,.finleo-overview{scroll-margin-top:80px}.catalog-directions h2,.finleo-overview h2{font-size:28px}.finleo-benefits{grid-template-columns:minmax(0,1fr)}.finleo-benefit,.finleo-benefit:nth-child(-n+2),.finleo-benefit:last-child{grid-column:1;grid-row:auto;grid-template-rows:auto auto}}